I've been a bit (or a lot, depending on your point of view) behind, involved, well, just getting rid of a nasty infection. But all is well. Here's some concepts to help you out. Now, please remember there are several different economic theories, and economics being a soft science, some don't always work in every situation. It's not like physics or mathematics. More like sociology or psychology. But these are generally accepted principles.
Portfolio Return as of 12/31/22:
2022: -.019% (SP500 -18.01%)
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