Wednesday, September 13, 2023

Easy Steps Toward an Emergency Fund

This is your bedrock for all your finances. Without an emergency fund, any other goals you may have, such as investing or saving for a vacation or college, will get derailed. It's difficult to recover. 

But first of all, have a budget and follow it. I'm retired now, but still use a budget. It's basic to sound financial planning and peace-of-mind.

Recent surveys indicate that 61 percent of American families cannot come up with $400 to meet an emergency. Don't be one of these people. 

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