1. Follow a budget. Live beneath your means.
2. Be debt free. Pay cards in full.
3. Have an emergency savings account.
4. Negotiate salary.
5. Save for retirement -- now.
https://youtu.be/8jkri0AeZWQ
From Kelly Evans @ CNBC The retail sales report came out this morning. How's a 10% surge in spending sound? Because that's what just...
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