1. Don't buy a flashy new car. If you need a car, find a quality used car.
2. An expensive house you can't afford.
3. Streaming services. Don't over do it. Watch the small stuff. Stick to a budget.
4. Investing too much money in a 401(k).
From Kelly Evans @ CNBC The retail sales report came out this morning. How's a 10% surge in spending sound? Because that's what just...