Is college for everyone?

I was going to write an article on the pros and cons of a college education. I have a degree. Not that it really helped me financially (though I did get well-rounded education even if I didn't take gender studies or social justice courses) except when I had to interview for a job after retiring from the Air Force that "required" a college degree. I have a B.S. in Liberal Arts with a major in psychology and a minor in business). I interviewed for IT positions. No one cared what my degree was in; they didn't even ask. What paid off for me were skills. Skills I gained in tech schools (after I got my degree, six months of networking and six months of programming equaled a six figure income, plus a lot of skills I gained, some through self-study at home.)

Of course, this should be personal decision, but one that is based on your goals. What do you want to do? It's important to know that first. The three videos took my thunder, but make a lot of sense. Consider carefully before spending many thousand of dollars on what has become a national embarrassment, in my opinion. (College Graduates Don’t Know Basic Facts About the Constitution)

In all fairness, I'm glad I went to college, but I did it in my 30s, when I actually new some things and could build on that. And I took an eclectic number of subjects, one reason I graduated with 150 semester hours instead of the usual 120. It was more for me, rather than a paycheck, which is the way is should be.

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What happened when a Trump Supporter Challenged Me About the Wall

Vicky Alvear Schecter wrote in Medium | Poltics on Dec. 27, 2018 using her headline above. I thought it was pretty well written -- at least she made an attempt to keep her liberal bias out of it -- regardless of a few illogical fallacies.

But she does make an attempt, in an effort to avoid her liberal bias, as she ponders "...in order not to be accused by bias, I explained that I would only use conservative sources to prove my point."

To me, that's bias to start out with that premise. And I believe her premise is that she is against the wall. That's her stance. But she makes some good points, but some are skewed, even though she attempt to take a "conservative" approach, even by citing some "conservative" sources in her footnotes.

Here's the first problem: if she wanted to avoid bias, why not just stick to the the historical facts as written (when you can find them without bias), and not concern oneself with bias. "I must reject that becau…

Weekly wrap for Nov 9

After Thursday and Friday, it might seem the markets are down, but the weekly numbers tell a different story, with the three major indices up for the week. The Nasdaq, with its tech exposure, had the smallest increase. The tech sector is obviously under recent pressure.

IndexNov 2Nov 9+/-%S&P 5002,723.062,781.01+ 57.95+ 2.12%Nasdaq7,356.997,406.90+ 49.91+ 0.67%DOW 3025,270.8325,989.30+ 718.47+ 2.84%
Over the last 12 months, the Dow is up 10.77 percent, the SP 500 up 7.6 percent, and the Nasdaq up 9.7 percent.

The weekly chart of the SPY still indicates a long position in the broader market. (The blue line is the 34-week moving average; the red is the 13-week moving average).

While the U.S. economy still seems to be just fine from most reports, investors seemed to worry about a couple of things on Thursday and Friday: 1) The Eurozone, 2) trade with China, and 3) the Fed and interest rates. Another topic of interest has been oil.

First, it seems that the Fed has really not indicated …

U.S. Top Oil Producer, Thanks to Obama

\ You read that right.

The U.S. is now the largest oil producer in the world, according to the EIA, producing some 15 million BOE per day, surpassing Russia and Saudi Arabia. (Remember back when Jimmy Carter said in 1979 the answer to our energy problems was to wear a warmer sweater...but you probably don't. He actually said this on national TV).

The United States is the top oil-producing country in the world, with an average of 14.86 million b/d, which accounts for 15.3% of the world's production. This is down from 15.12 million b/d in 2015, but it was enough to land the United States in the No. 1 spot, which it has held for the past four years running. (Source: Investopedia.)

Guess who takes credit for it? Granted, this increase in production began in 2012, but only because of private industry and the fact that the price of oil was at nearly all-time highs. And it dipped in 2016 because of Obama's anti-oil policies!

But here he is again:

Former President Barack Obama sure l…

personal economics 101

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