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Is college a good investment? Probably not

The fifth step (Baby Step 5 – College funding for childrento Dave Ramsey's Total Money Make Over is to save to pay for your children's college education. Is this a worthwhile goal? 

Our universities (and high schools) are quickly becoming bastions of censorship. It's unfortunate and a threat to our "way of life," whatever that may be. But the first amendment does not seem to rule supreme any more. Our true history is being over-written. 
Man on the street interviews done during the last election asked the question that Hillary Clinton wants to do away with the first amendment. The majority of students THOUGHT THAT WAS A GOOD IDEA.
More than one in three people (37%) could not name a single right protected by the First Amendment. THE FIRST AMENDMENT.
Only one in four [college students] (26%) can name all three branches of the government. (In 2011, 38% could name all three branches.)
Students at the University of Maryland, who pay up to a whopping $44,645 per year to attend, couldn’t identify Ronald Reagan after being shown a photo of him. 
At the University of California-Irvine, their legislative council voted to ban the American flag in their student government lobby, calling it “a weapon of imperialism” that doesn’t belong in an “inclusive space.”
A professor at Polk State College in Florida gave a student four zeroes in a row on essays – because she refused to write them in a way that would deny her Christian faith.
What do you value more—the economy or social justice?,” I asked a couple dozen students in my journalism class at Columbia College Chicago. “Social justice!” they collectively responsed like robots. There are no College Republicans here. There is no Turning Point USA. No one is inviting conservative speakers. (My note: while I know of no conservatives who are against "social justice," most people, liberal and conservative, had trouble defining it.")
Loyola University Chicago’s “Mission and Vision” is to be a “world-renowned urban center … that values freedom of inquiry.” In order to “protect and enhance” that “brand and reputation,” all faculty and staff are required to have any statements to any journalist — expressly including the student newspaper — pre-approved by a member of the university’s public relations staff.
The poll of 3,000 U.S. college students found that they generally endorse the ideals of free speech and campuses that encourage the discussion of a variety of ideas. But once that speech begins to infringe on their values, they’re likely to support policies that place limits on speech. Those include free-speech zones, speech codes and prohibitions on hate speech.

Other headlines:

Safe Spaces On College Campuses Are Creating Intolerant Students

Why ‘safe spaces’ at universities are a threat to free speech

One of the tenets for the communist manifesto was to take over the educational system. Seems they are on their way to success.  


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Weekly wrap for Nov 9

After Thursday and Friday, it might seem the markets are down, but the weekly numbers tell a different story, with the three major indices up for the week. The Nasdaq, with its tech exposure, had the smallest increase. The tech sector is obviously under recent pressure. 

IndexNov 2Nov 9+/-%S&P 5002,723.062,781.01+ 57.95+ 2.12%Nasdaq7,356.997,406.90+ 49.91+ 0.67%DOW 3025,270.8325,989.30+ 718.47+ 2.84%
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The weekly chart of the SPY still indicates a long position in the broader market. (The blue line is the 34-week moving average; the red is the 13-week moving average).

While the U.S. economy still seems to be just fine from most reports, investors seemed to worry about a couple of things on Thursday and Friday: 1) The Eurozone, 2) trade with China, and 3) the Fed and interest rates. Another topic of interest has been oil. 

First, it seems that the Fed has really not indicated …

U.S. Top Oil Producer, Thanks to Obama

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The U.S. is now the largest oil producer in the world, according to the EIA, producing some 15 million BOE per day, surpassing Russia and Saudi Arabia. (Remember back when Jimmy Carter said in 1979 the answer to our energy problems was to wear a warmer sweater...but you probably don't. He actually said this on national TV).

The United States is the top oil-producing country in the world, with an average of 14.86 million b/d, which accounts for 15.3% of the world's production. This is down from 15.12 million b/d in 2015, but it was enough to land the United States in the No. 1 spot, which it has held for the past four years running. (Source: Investopedia.)

Guess who takes credit for it? Granted, this increase in production began in 2012, but only because of private industry and the fact that the price of oil was at nearly all-time highs. And it dipped in 2016 because of Obama's anti-oil policies! 

But here he is again

Former President Barack Obama sure l…