What I'm Reading Today

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Luke Skywalker to Yoda. "I'm not afraid."
Yoda to Luke: "But you will be. You will be."

If you pay attention to the news, it's hard not to be a little bit fearful, or at least concerned. But the world has always been a dangerous place. So don't think things are worse today than in the past. In many ways, they are much, much better.

But we still have problems. We still need to attend to our surroundings.

Here's why Warren Buffett's record $122 billion cash pile could be a worrying sign for stock markets
Warren Buffett's mountain of cash may be a warning to investors that stocks are overvalued and that a crash is around the corner.

MANDATORY TEACHER TRAINING DENIGRATES CHRISTIANITY, EXALTS ISLAM
Christian scriptures described as “corrupted” while the Koran contains the “pure” word of God.

To take back America, we need to take back the schools
The fact that socialists are openly running for public office in America — that socialists actually hold public office in Congress — should serve as enough wakeup call that the nation’s moral and political compasses are skewed, in dire need of correcting.

Rejecting hijab dooms woman to 24 years in prison
The oppression of women continues in the Muslim world. 

Schwab Market Perspective: Storm Clouds Building
The theme to our 2019 outlook was “be prepared” and we continue to see some clouds forming on the horizon.

As Recession Fears Rise, Here's the Lowdown for Real Estate
It seems that whenever you pick up a newspaper or turn on the news these days, a scary word hits you in the face: "recession."

Confessions of an Anthropogenic Global Warming Fatalist
I’m neither an alarmist nor a skeptic when it comes to anthropogenic global warming, or AGW.

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The Hidden Agenda Behind the Global Warming Hysteria

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Climate change activists are not just interested in reducing carbon emissions in order to "save the planet." Their underlying desire is to overturn capitalism and replace it with socialist governments worldwide. 

Our story starts with the IPCC, or the Intergovernmental Panel on Climate Change, a U.N. organization. "And any settlement of the Global Warming issue by the UN would entail massive transfers of wealth from the citizens of wealthy countries to the politicians and bureaucrats of the poorer countries." (1)

In 1992, at the first U.N. Earth Climate Summit in Rio de Janeiro, Brazil, Program Executive Director Maurice Strong stated, very candidly: 

"We may get to the point where the only way of saving the world will be for industrialized civilization to collapse. Isn’t it our responsibility to bring this about?" (2)

Former U.S. Senator Timothy Wirth (D-CO), then representing the Clinton Administration as U.S. undersecretary of state for global issues, join…
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IRA Taxes: Rules to Know and Understand

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Article from schwab.com


Individual Retirement Accounts (IRAs) can be a great way to save for retirement because of the tax benefits they can provide. If you’re eligible, you can choose a traditional IRA for an up-front tax deduction and defer paying taxes until you take withdrawals in the future. Or, if eligible, you might opt for a Roth IRA and contribute after-tax money in exchange for tax-free distributions down the road.


So, what's the catch? There are a few. If you run afoul of some of the IRS rules surrounding these accounts, the penalties can be quite stiff—all the way up to a disqualification and taxation of your entire account.

Ignorance of the law is no excuse, and with few exceptions, the IRS isn’t very forgiving of mistakes. Knowing the rules can help you navigate the many potential IRA tax traps you might encounter on your way to retirement.

Keep in mind that when we discuss taxes and penalties, we’re referring to those at the federal level. In most states, you will also…
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Critical Financial Steps When Buying a Home

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In my lifetime, I have bought six houses, and sold five. I currently live in the sixth, which was new construction, which was an adventure unlike purchasing an existing home, But the principles of buying a home are the same, whether you are purchasing a new home, or an existing home.

1. Understand why you want to buy a house
Purchasing a home is a major decision that shouldn’t be taken lightly. It’s important to define your personal and financial goals before proceeding. Think about factors such as whether you’re craving more stability, whether it makes sense financially and whether you’re prepared for the responsibility of maintaining a home.

You should explore some resources on Renting vs. Buying before you make the decision. I posted a article with a couple of good videos on this subject, and bankrate.com as an informative article here. 
2. Dig Into Your Credit Reports and Credit Scores Your credit score and history are the first things all lenders will look at to decide whether or …
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