Skip to main content

Random Thoughts

If it doesn't exist yet, politicians will create a new tax. For example, Maryland legislators want to tax online advertising. Can you think of anything that is not taxed?

The Atlantic Monthly says 2019 was the hottest year on record and the last decade was the hottest ever measured. But the Heartland Institute, which studies such data impartially, claims this data is cherry picked. For one thing, the term measured "means about 125 years." Climate changes are normally measured in much longer periods. And I'm pretty tired of the fear-mongers out there. If the climate is changing, let's take steps to adapt to it. The prospect of changing it to what we want are limited at best. I enjoy our current standard of living. I don't wish to go back to the middle ages, which is what the Green New Deal would do. Sorry Bernie.

Glacier National Park used to be adorned with signs warning tourists its precious natural treasures would be "gone by 2020." The new decade is here — and it turns out that some of the park's glaciers have actually increased in size, and 29 remain stubbornly unmelted.

Mike Bloomberg recently said that California should be the model for the rest of the country. It seems though, more people leave California than move there, so what happens if Mike gets elected President? He'd probably be less destructive than Sanders or Warren, but I'd be happy to let Trump have another term.

But so many people now base their decisions on who to vote for on personality. Otherwise very intelligent people are basing their decisions on this criteria alone. Sad. But we're in the age of electronic and social media. I heard this thread recently about a Dem candidate. Doesn't matter who. "He's so compassionate." Really? You don't know shit. And who gives a crap. I want someone in office who will get things done (the right things) and put our interests first.

The Democrats new hero, Lev Panas, a White House attorney, who says he has damaging information on Trump, was born in the USSR, and is facing criminal charges over illegal campaign contributions and other charges. It doesn't matter that his credibility sucks. Lefties such as Rachel Maddow are sucking up to him. Pathetic. After nearly 4 years, the Democrats still have nothing on Trump other than he beat them at their own game. 

I get too much email. I try to keep it to a minimum by unsubscribing to stuff, but it keeps coming. But I have subscriptions which keeps me informed on current news and investing information. So I have to drudge through it every day. What did we do before email?

I buy computers like I buy cars: Used. Or in computer terms, refurbished. I look for what they call Grade A refurbs. They are about 50% cheaper than a new one, and come with a 12-month warrenty. I currently have four refurbs in my house, and all are still working great. The only issue I had with one is a bad hard drive when I first started it up, and the company I bought it from replaced the drive for free. I get them from Joy Systems, via


Popular posts from this blog

The Hidden Agenda Behind the Global Warming Hysteria

Climate change activists are not just interested in reducing carbon emissions in order to "save the planet." Their underlying desire is to overturn capitalism and replace it with socialist governments worldwide. 

Our story starts with the IPCC, or the Intergovernmental Panel on Climate Change, a U.N. organization. "And any settlement of the Global Warming issue by the UN would entail massive transfers of wealth from the citizens of wealthy countries to the politicians and bureaucrats of the poorer countries." (1)

In 1992, at the first U.N. Earth Climate Summit in Rio de Janeiro, Brazil, Program Executive Director Maurice Strong stated, very candidly: 

"We may get to the point where the only way of saving the world will be for industrialized civilization to collapse. Isn’t it our responsibility to bring this about?" (2)

Former U.S. Senator Timothy Wirth (D-CO), then representing the Clinton Administration as U.S. undersecretary of state for global issues, join…

IRA Taxes: Rules to Know and Understand

Article from

Individual Retirement Accounts (IRAs) can be a great way to save for retirement because of the tax benefits they can provide. If you’re eligible, you can choose a traditional IRA for an up-front tax deduction and defer paying taxes until you take withdrawals in the future. Or, if eligible, you might opt for a Roth IRA and contribute after-tax money in exchange for tax-free distributions down the road.

So, what's the catch? There are a few. If you run afoul of some of the IRS rules surrounding these accounts, the penalties can be quite stiff—all the way up to a disqualification and taxation of your entire account.

Ignorance of the law is no excuse, and with few exceptions, the IRS isn’t very forgiving of mistakes. Knowing the rules can help you navigate the many potential IRA tax traps you might encounter on your way to retirement.

Keep in mind that when we discuss taxes and penalties, we’re referring to those at the federal level. In most states, you will also…

Critical Financial Steps When Buying a Home

In my lifetime, I have bought six houses, and sold five. I currently live in the sixth, which was new construction, which was an adventure unlike purchasing an existing home, But the principles of buying a home are the same, whether you are purchasing a new home, or an existing home.

1. Understand why you want to buy a house
Purchasing a home is a major decision that shouldn’t be taken lightly. It’s important to define your personal and financial goals before proceeding. Think about factors such as whether you’re craving more stability, whether it makes sense financially and whether you’re prepared for the responsibility of maintaining a home.

You should explore some resources on Renting vs. Buying before you make the decision. I posted a article with a couple of good videos on this subject, and as an informative article here
2. Dig Into Your Credit Reports and Credit Scores Your credit score and history are the first things all lenders will look at to decide whether or …